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The process of getting a new mortgage to replace your existing loan is called refinancing. There are a number of reasons why one should consider a refinance. In most cases, the goal is to lower your interest rate and monthly payments; however, it could also be to change the loan term or loan product. It is also possible to take cash out from your home’s equity during a refinance.

At Integrity Mortgage, we will work hard to make sure that a refinance makes sense for what you are trying to accomplish. We even have options to complete the refinance with no out of pocket closing costs. Please call or email me today if you are wondering if you should consider refinancing this year!

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